(July 2019)
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This list identifies forms and endorsements by number and title that are available to modify coverage under the Insurance Services Office (ISO) Commercial Crime Program.
Related Article: ISO Commercial Crime
Coverages Available Endorsements and Their Uses – will provide an explanation
of each endorsement.
This checklist is designed for use with the
following:
Related Articles:
Commercial Crime
Coverages Exposure Analysis Checklist
ISO Commercial Crime
Coverage Sample Insurance Proposal Language
Brochure:
Understanding the ISO Commercial Crime Coverage Form
Place a checkmark beside any coverage form or
endorsement you recommend be included.
CR 04 01–Clients’ Property
CR 04 03–Extortion–Commercial Entities
CR 04 04–Extortion–Government Entities
CR 04 05–Inside the Premises–Theft of Other Property
CR 04 06–Inside the Premises–Robbery of a Watchperson or Burglary of Other Property
CR 04 07–Inside the Premises–Robbery of a Custodian or Safe Burglary of Money and Securities
CR 04 08–Employee Theft–Name or Position Schedule
CR 04 09–Lessees of Safe Deposit Boxes
CR 04 10–Securities Deposited With Others
CR 04 11–Guests’ Property
CR 04 12–Safe Depository
CR 04 13–Destruction of Electronic Data or Computer Programs
CR 04 14–Unauthorized Reproduction of Computer Software by Employees
CR 04 15–Identity Fraud Expense
CR 04 16–Telephone Toll Fraud
CR 04 17–Fraudulent Impersonation
CR 20 01–Policy Change (Discovery Form)
CR 20 02–Policy Change (Loss Sustained Form)
CR 20 04–Change Extended Period to Discover Loss
CR 20 05–Include Retroactive Date
CR 20 08–Convert to an Aggregate Limit of Insurance
CR 20 09–Amend Territorial Limits
CR 20 10–Concurrent Insurance
CR 20 11–Coindemnity
CR 20 12–Binding Arbitration
CR 20 13–Non-Binding Arbitration
CR 20 14–Loss Payable
CR 20 15–Joint Loss Payable
CR 20 16–Provide Notice of Cancellation to Another Entity
CR 20 17–Provide Required Notice of Cancellation to Another Entity
CR 20 18–Include Joint Venture or Partnership as Insured(s)
CR 20 19–Obligee
CR 20 20–Calculation of Premium
CR 20 21–Exclusion of Certain Computer-Related Losses
CR 20 22–Include Designated Person Required to Have Knowledge of Loss (Discovery Form)
CR 20 23– Include Designated Person Required to Have Knowledge of Loss (Loss Sustained Form)
CR 20 24–Provide Limited Coverage for Loss Occurring Before Retroactive Date
CR 20 25–Loss Reporting Threshold
CR 20 26–Provide Automatic Coverage for Acquired Entities
CR 20 27–Provide Varying Deductibles
CR 20 28–Add Protective Devices or Services
CR 20 29–Changes in Control of the Insured–Notice to the Company
CR 20 30–Amend Territory Condition–Include Worldwide Coverage
CR 20 31–Include as Joint Insured(s)
CR 20 32–Amend Definition of Financial Institution
CR 25 01–Exclude Designated Persons or Classes of Persons as Employees
CR 25 02–Include Designated Agents as Employees
CR 25 03–Include Partners as Employees
CR 25 04–Include Members of a Limited Liability Company as Employees
CR 25 06–Include Chairpersons and Members of Specified Committees as Employees
CR 25 08–Include Specified Non-Compensated Officers as Employees
CR 25 09–Include Volunteer Workers as Employees
CR 25 10–Include Volunteer Workers Other Than Fund Solicitors as Employees
CR 25 11–Include the Spouse and Children of Building Manager, Superintendent, or Janitor as Employees
CR 25 12–Include Treasurers or Tax Collectors as Employees
CR 25 13–Include Students as Employees
CR 25 14–Include Officers and Employees of Federal Reserve Bank Acting as EFTS Agent as Employees
CR 25 15–Amend Definition of Employee to Comply with Labor-Management Reporting and Disclosure Act of 1959
CR 25 16–Add Trading Coverage
CR 25 17–Add Warehouse Receipts Coverage
CR 25 18–Add Faithful Performance of Duty Coverage
CR 25 19–Add Faithful Performance of Duty Coverage for Government Employees
CR 25 20–Add Credit, Debit, or Charge Card Forgery
CR 25 21–Add Warehouse Receipts Forgery
CR 25 22–Include Personal Accounts of Specified Persons
CR 25 23–Exclude Certain Risks Inherent in Insurance Operations
CR 25 24–Exclude High-Grading Loss
CR 25 25–Exclude Unauthorized Advances, Require Annual Audit
CR 25 26–Rural Utilities Service Borrowing Corporations–Limit Amount of Insurance on Collection Agents
CR 25 27–Rural Utilities Service Joint Insured
CR 25 28–Rural Utilities Services Regulations
CR 25 29–Insured at Military Center
CR 25 30–Banks for Cooperatives and Federal Intermediate Credit Banks
CR 25 31–Add Blanket Excess Limit of Insurance for Specified Joint Insured
CR 25 32–Provide Employee Theft Coverage Excess Over a Statutory Bond Requirement
CR 25 33–Employee Theft–Per Loss Excess over Employee Theft–Per Employee
CR 25 34–Add Schedule Excess Limit of Insurance for Specified Employees or Positions
CR 25 35–Add Schedule Excess Limit of Insurance for Specified Employees or Positions for Employee Theft Only
CR 25 36–Change Schedule (Discovery Form)
CR 25 37–Change Schedule (Loss Sustained Form)
CR 25 38–Change Schedule Excess Limit of Insurance for Specified Employees or Positions (Discovery Form)
CR 25 39–Change Schedule Excess Limit of Insurance for Specified Employees or Positions (Loss Sustained Form)
CR 25 40–Include Expenses Incurred to Establish Amount of Covered Loss
CR 25 41–Include Designated Persons or Classes of Persons as Employees
CR 25 42–Include Computer Software Contractors as Employees
CR 25 43–Add Faithful Performance of Duty Coverage for Specified Government Employees or Positions
CR 25 44–ERISA Inflation Guard
CR 25 45–Include Virtual Currency as Money CR 25 46–Include Virtual Currency as Money
CR 25 47–U.S. Department of Labor – ERISA Plan Coverage Amendments
CR 35 01–Exclude Specified Property
CR 35 04–Increase Limit for Specified Property Subject to Special Limit of Insurance
CR 35 10–Forcible Entry into Premises Requirement
CR 35 13–Exclude Designated Premises
CR 35 14–Reduce Limit of Insurance for Designated Premises
CR 35 15–Decrease Limit of Insurance While Premises Not Open for Business
CR 35 16–Exclude from Extortion Coverage Persons or Property at Designated Premises
CR 35 17–Include Personal Extortion for Named Individuals
CR 35 20–Add Property of Others
CR 35 22–Require Record of Checks
CR 35 23–Extend Definition of Premises to Include Portion of Grounds Enclosed by Fence or Wall
CR 35 24–Increase Limit of Insurance for Specified Periods
CR 35 25–Include Selling Price or Processing Charge
CR 35 26–Extend Premises to Entire Plot of Ground under Your Control
CR 35 27–Include Covered Property in Custody of Designated Agents
CR 35 28–Include Guests’ Property Accepted for Safekeeping
CR 35 29–Include Securities Held by a Depository in Trust
CR 35 30–Include Bulky Property
CR 35 31– Provide Sublimits for Money, Securities, or Checks
CR 35 32–Limit Coverage for Money and Securities Outside the Premises to Robbery Only
CR 35 33–Increase Limit of Insurance per Guest
CR 35 34–Include Damage from Food or Liquid
CR 35 35–Include Property in Custody of Laundry or Cleaner
CR 35 36–Include Property of Guests Occupying Leased Lodging Accommodations
CR 35 37–Include Samples of Articles Carried or Held for Sale or Delivery
CR 35 38–Include Money for Full or Partial Limit of Insurance
CR 35 40–Safe Deposit Box Transfer
CR 45 01–Policy Change
CR 45 02–Death and Dismemberment
CR 45 03–Products Recall Expenses
CR 45 04–Business Income and Extra Expense